Loan Programs

From first-time buyers to seasoned investors — I have a loan program that fits your goals and financial situation.

Access to the Lowest Rates Available — Across Every Program

Through our network of 160+ lender partners, we compare rates and programs across the entire market to find the most competitive option for your unique situation. Low interest rates mean lower monthly payments and real savings over the life of your loan — and we work hard every time to find the best rate available for you.

Conventional Loans

The most popular loan type for well-qualified borrowers.

Conventional loans offer flexibility and competitive rates for buyers with good credit and stable income. They're not backed by the government, which can mean lower overall costs for strong borrowers.

Down payments from 3%
Fixed and adjustable rates
No upfront mortgage insurance
Primary, vacation & investment
Apply for a Conventional Loan

FHA Loans

Great for first-time buyers and those with less-than-perfect credit.

FHA loans are government-backed mortgages that make homeownership accessible to more people. With flexible credit and income requirements, they're an excellent path to your first home.

Down payment as low as 3.5%
Credit scores from 500+
Gift funds allowed
Higher debt-to-income flexibility
Apply for an FHA Loan

VA Loans

Exclusive benefits for veterans, active duty, and eligible spouses.

VA loans are one of the most powerful home financing benefits available. Backed by the U.S. Department of Veterans Affairs, they offer outstanding terms to those who've served our country.

Zero down payment required
No private mortgage insurance
Competitive interest rates
Limited closing costs
Apply for a VA Loan

Non-QM Loans

Alternative qualification paths for borrowers who don't fit the conventional mold.

Non-QM (Non-Qualified Mortgage) loans provide flexible underwriting for self-employed borrowers, real estate investors, foreign nationals, and others who may not qualify under traditional guidelines. We have multiple solutions to help you qualify.

Bank Statement Loans
Qualify using 12–24 months of bank statements — ideal for the self-employed
DSCR Loans
Debt Service Coverage Ratio — qualify on rental income, perfect for investors
Asset-Based Loans
Qualify using liquid assets instead of traditional income documentation
ITIN Loans
Homeownership solutions for borrowers using an Individual Taxpayer Identification Number
Interest-Only Loans
Lower initial payments with interest-only periods for maximum cash flow flexibility
Apply for a Non-QM Loan

Jumbo Loans

For luxury and high-value properties beyond conforming limits.

Jumbo loans finance properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. They're designed for buyers of higher-value homes who need larger loan amounts.

Loan amounts above $832,750
Competitive rates for strong borrowers
Fixed and adjustable options
Primary & second homes
Apply for a Jumbo Loan

Refinancing

Lower your rate, reduce your term, or tap your equity.

Refinancing your existing mortgage can save you money, shorten your loan term, or give you access to the equity you've built. I'll help you understand whether refinancing makes sense for your situation.

Rate & term refinance
Cash-out refinance
FHA & VA streamline options
Remove PMI / shorten term
Start My Refinance

Commercial Lending

Financing solutions for investors and business owners across a wide range of property types.

We offer commercial financing solutions for income-producing properties and business ventures — from mixed-use buildings and multifamily complexes to large non-residential commercial projects. Whether you're an experienced investor or growing your portfolio, we have the right product.

Mixed-Use Properties
Financing for properties combining residential and commercial space
Bridge Loans
Short-term financing to bridge gaps between transactions or fund renovations
Residential 5+ Units
Multifamily financing for 5+ unit properties — from small apartment buildings to large complexes
Non-Residential Commercial
Office, retail, industrial, warehouse, self-storage, hospitality, and many other property types
Discuss Commercial Financing

Not Sure Which Loan Is Right for You?

That's what I'm here for. Let's talk through your situation and find the best path to your goals.